VPNs' no-logs policy

I had a few simple inquiries concerning VPNs, particularly surfshark. The no logs policy that VPNs offer is something I’ve heard about a lot. Why is this regarded as positive? This would imply that users of these VPNs cannot be tracked down for any illicit activity by governments, law enforcement, or other parties. In order to protect my IP from hackers, I mostly use Surfshark while connecting to banking institutions while traveling overseas, etc. Is there a need for always having a kill switch enabled on Surfshark VPN? Is the death switch trustworthy? I’ve seen a few articles that claim that the Surfshark VPN connection drops and the IP is exposed to the internet even when the kill switch is engaged.

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A VPN offers zero protection against hackers.

It will guard against malicious activity and mitm attacks, such as using a free WiFi network and signing in.

In addition, if audited, no logging is crucial.

Regardless of mode, Surfshark’s kills witch isn’t very safe and is prone to failure.

It is essentially in the center of the kill switch field.

How can you defend yourself against hackers?

I detest the phrase “hackers” that VPN behemoths keep using. It is meaningless.

Agreed won’t keep hackers away from me. However, it would be feasible to track the financial institutions, discussion boards, etc. that I frequent and determine my hobbies, etc.

Governments, definitely, as they only need to ask Google, which grants access to tens of thousands of people annually
View this: This link ishttps://transparencyreport.google.com/?hl=en

Make sure the browser you’re using doesn’t give Google access to your browsing history.

Using a basic killswitch with firewall rules in addition to your VPN client or provider is more preferable.